If you need urgent help with your finances, these agencies offer FREE advice. NEVER get this kind of help from anyone who is going to charge you for the advice!
Citizens Advice Bureaux - telephone number will be in your local directory.
www.adviceguide.org.uk
Consumer Credit Counselling Service - 0800 138 1111.
www.cccs.co.uk
Credit Action - 01522 699777.
www.creditaction.org.uk
National Debtline - 0808 808 4000.
www.nationaldebtline.co.uk
Details of other sources of help may be available from:
AdviceUK - 020 7407 4070.
www.adviceuk.org.uk
Money Advice Scotland - 0141 572 0427.
www.moneyadvicescotland.org.uk
National Consumer Council - 020 7730 3469.
www.ncc.org.uk
Insolvency Helpline - covers wide range of debts from companies to students. Set up to help those in debt or facing bankruptcy.
www.insolvencyhelpline.co.uk
Insolvency Service - Central Enquiry Line 020 7291 6895.
Inland Revenue - Self-Assessment Helpline 0845 9000 444
Credit Unions are ethical, community-based lenders. In addition, they offer savings services.
Association of British Credit Unions Limited
www.abcul.org
Office of Fair Trading
www.oft.gov.uk
Trading Standards Service - Lodge a Complaint with your local Trading Standards Service.
www.consumercomplaints.org.uk
Commercial sites - use wisely!
Tesco Price Check
www.tesco.com/pricecheck
UK Net Guide
www.uknetguide.co.uk
Price Runner
www.pricerunner.co.uk
Television Licensing - 0870 241 6468
www.tvlicensing.co.uk
Water Services - (OFWAT and WaterVoice)
www.ofwat.gov.uk
Electricity and Gas Regulator
www.ofgem.gov.uk
Office of Telecommunications Ombudsman Service (OTELO)
0845 050 1614.
www.otelo.org.uk
Commercial Sites
SwitchAndGive.com - Get cheaper energy and help a charity.
www.switchandgive.com
U Switch - Commercial site specialising in getting cheaper deals.
www.uswitch.com
Commercial Sites with useful comparisons.
USwitch
www.uswitch.com/creditcards/Help/CCH-Credit-Card-UK.aspx
The Motley Fool - Independent information on a wide variety of financial issues.
www.fool.co.uk
Money Extra - Independent information on a wide variety of financial issues.
www.moneyextra.co.uk/cards
Charcol Online - Help and advice on finding a mortgage.
www.charcolonline.co.uk
Find.co.uk - A general site for financial data such as mortgages.
www.find.co.uk
Money Extra
www.moneyextra.co.uk/homebuying
The Rent Service
www.therentservice.gov.uk
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